title-escrow-settlement

Title, escrow, and settlement operations team — 3 agents (title-escrow-lead, title-examiner, closing-settlement-coordinator) for the three engines of a settlement operation: the order-to-policy workflow (open->search->exam->clear->close->record->policy) with ALTA/CFPB/TRID coordination and wire-fraud controls; title search and examination (chain of title, liens/encumbrances, the commitment, exceptions/requirements, curative); and escrow settlement (CD/statement coordination, closing/signing, good-funds discipline, disbursement, recording, funding, and trust-account protection). ADVISORY operations knowledge, not legal/title-underwriting/financial advice; jurisdiction- and underwriter-specific rules, ALTA/CFPB/TRID specifics, and recording requirements are volatile and carry a retrieval date + verify-at-use; wire-fraud sensitive; no PII. 4 skills, decision-tree knowledge bank (4 Mermaid trees + dated 2026 reference), 5 best-practices, 2 templates, 2 commands. Requires ravenclaude-core@>=0.7.0.